Are you the proud owner of a classic car? Are you wondering how much classic car insurance is going to cost you? Or maybe you are wondering who on earth is going to give you classic car insurance? Here are a few pointers to help you out!
- Getting classic car insurance is not the same as that of getting your routine car insurance. Do not apply for classic car insurance with the same company that is covering your family car. You will not get sufficient coverage for the unique problems of a classic car and you will have to pay more for that same lesser coverage.
- For your collectors car, deal with companies that offer classic car insurance only. There are several companies like that online and you can check with your family car insurance company to find a classic car insurance company that they know and recommend.
- Please remember that your car will be evaluated for classic car insurance as not every vintage car is the same. Your vintage car should be older than 15 years, should not be used for commercial transport and should be backed up with a family car that is used for all daily work.
- It’s a given that you will have to pay more and the car will be evaluated according to condition, drive ability and of course care and driving records to ensure that its covered adequately.
- There are no specific criteria that are used to indicate a collector’s car and you may not be able to get insurance as classic car insurance. But rest assured that there are several companies now that specialise in different forms of vintage cars and the insurance for them.
