Living without Insurance

insurance

When it comes to insurance, it’s a bit of a mixed bag. While insurance is a life saving (literally and figuratively) amenity, it’s also prohibitively expensive, and so the less fortunate among us often have to go with it. Sadly, the “less fortunate” lower class is the largest social class in a given society, so this reeks of a tragic misstep in the sociopolitical arena, but I digress. When you’re living without insurance, your life can be fraught with anxiety, constantly worried about when it’s all going to come crumbling down. In the case of auto insurance, it’s actually illegal to go without it, so don’t think you can simply buy some tires from Tire Buyer and be fine; the insurance is also about other drivers’ cars, in this case. However, it’s not all doom and gloom. With the right knowledge, and a lot of caution, you can mitigate the potential damage of living without insurance. Here are a few tips to help you do just that.

When it comes to medical insurance, you can honestly never be completely safe without it, because medical issues are often in “act of God” territory, seemingly coming out of nowhere and totally unavoidable. That being said, many medical issues are entirely avoidable, and many of them are also the fault of the victim, so let’s avoid those to the best of our ability. For example, the age old adage of washing your hands frequently holds true. There’s no reason not to wash your hands to begin with, other than slight annoyance or hurry, but there’s plenty of reason to wash your hands. Slowing, or outright stopping, the spread of bacteria can mean the difference between being the picture of health and feeling like a living dumpster.

insurance

However, the other side of this discussion focuses on injuries, and we’re raising the stakes. Injuries occur a multitude of varied ways, but the bottom line tends to be it’s somebody’s fault. In many cases, it can only be yours, so strive to make these times the safest by exercising the utmost caution. For example, if you’re going to be climbing a ladder, and no one’s around to hold it, then wait. There’s no reason to risk life and limb out of impatience. And, besides, surely there’s something else you could be doing until backup arrives. Worst case scenario, you live alone, what do you do? Simply secure the ladder by any means possible. You could secure it by weighing it down with weights if you had to.